Avoid overdrafts:
minimal effort, maximum peace of mind.
Money Loom doesn't force complex accounting on you. To activate your Anti-Overdraft Shield, only two pieces of information are needed: your income and your fixed direct debits.
From that moment on, the app calculates your disposable income and daily budget. You are protected.
You are the conductor
Everything else is optional and added as needed. The app adapts to your pace, not the other way around.
Income
Record your income. This is the basis of your calculation.
Fixed direct debits
Record what goes out automatically. The Shield does the rest.
Shield active
Your daily budget is now calculated. You know exactly how much you can spend.
Anticipate your fixed expenses
Your fixed expenses (rent, insurance, subscriptions...) can be added in a block or one by one for more precision.
🔔 The reminder before the withdrawal date
For each direct debit, you can schedule a reminder before the withdrawal date. This allows you to check if the amount actually debited by the bank matches your expectations.
You can also visually validate the withdrawal, and adjust the amount for the following months, or only for the current month in case of variation (like a changing electricity bill).
🩹 I handle entry errors (a daily shock absorber)
Transfers are used to record unusual operations (a loan to a friend, a refund...). But they have a second, very practical use: correcting discrepancies.
Can't find the source of a $1.50 difference on your account? It's not a big deal. Rather than blocking your tracking, simply create a catch-up transfer named for example "Entry error adjustment".
Your balance is rebalanced, you can look for the difference later or just move on, it's up to you.
Activate your Anti-Overdraft Shield.
Two minutes to set up your income and direct debits. Peace of mind for the whole month.
▶ Try Money Loom
🛡️ Anti-overdraft shield 🔔 Direct debit reminders 🔒 Local data 💚 Free
Your experience shapes the app
Money Loom is not a rigid tool, it's a travel companion. If you have chosen to use the app in your daily life, your perspective is our best compass.
Don't hesitate to leave a constructive comment. Whether for a specific need, an improvement idea, or just usage feedback: your opinion helps us make your budget management even simpler.